5 Key Ingredients to Financial Peace: Ingredient #4 Saving/Investing

Michelle Jacobik Credit Card Debt, Financial Literacy, Uncategorized Leave a Comment

I recently wrote about “ELIMINATING YOUR DEBT” # 3 of the FIVE key ingredients to Financial Peace and the recipe that I find most useful to get there. To recap here’s the full list of the 5 KEY Ingredients once again: …

Budget Planner: How and why you should prepare the budget each and every month!

Michelle Jacobik Budgeting Leave a Comment

Whether you get paid weekly or bi-weekly, we all know that there are two magical times a year where an extra paycheck appears (or do we)? We also know that when we try to get serious about planning to pay …

The #1 Way to pay off your debts = Planning

Michelle Jacobik Budgeting, Financial Wellness

I teach my clients how to pay off their debt using the Debt Snowball approach. It’s the approach used to get through Baby Step Two of the Dave Ramsey “7 Baby Step Plan”— paying off all of your non-mortgage debt …