REFLECTION LEADS TO CHANGE…

Michelle Jacobik Financial Wellness Leave a Comment

One of the most useful things we can do on our journey towards financial wellness is REFLECT. We all get in ‘over our heads’ for different reasons. For some of us, it’s childhood ‘lack’ and adult ‘gain’ that lead to …

RESISTANCE

Michelle Jacobik Financial Wellness

RESISTANCE: The law of physics says that for every ‘action’ there is an opposite ‘reaction’. If you learn to understand that this is so, your added awareness to the law of resistance, can help you hold stronger, as you walk …

The #1 Way to pay off your debts = Planning

Michelle Jacobik Budgeting, Financial Wellness

I teach my clients how to pay off their debt using the Debt Snowball approach. It’s the approach used to get through Baby Step Two of the Dave Ramsey “7 Baby Step Plan”— paying off all of your non-mortgage debt …

Smart Dollar

Michelle Jacobik Financial Wellness

SmartDollar is a holistic approach to retirement education from Dave Ramsey. Let’s face it: Most employees aren’t even close to being on track for retirement. In fact, most employees aren’t even thinking about it. SmartDollar teaches your employees to proactively …