REFLECTION LEADS TO CHANGE…

Michelle Jacobik Financial Wellness Leave a Comment

One of the most useful things we can do on our journey towards financial wellness is REFLECT. We all get in ‘over our heads’ for different reasons. For some of us, it’s childhood ‘lack’ and adult ‘gain’ that lead to …

7 Ways To Dump Debt Faster!

Michelle Jacobik Credit Card Debt Leave a Comment

Many of my clients get a little frustrated at the timeline it may take them to pay off just one $6500 credit card balance and many have more than one balance to crush. A $6500 card balance with a 12.99% …

5 Key Ingredients to Financial Peace: Ingredient #4 Saving/Investing

Michelle Jacobik Credit Card Debt, Financial Literacy, Uncategorized Leave a Comment

I recently wrote about “ELIMINATING YOUR DEBT” # 3 of the FIVE key ingredients to Financial Peace and the recipe that I find most useful to get there. To recap here’s the full list of the 5 KEY Ingredients once again: …

How to use the ‘first car’ as a great financial lesson with your kids….

Michelle Jacobik Financial Wellness

My son revealed to me at age 14, that he wants his first car to be a Cadillac STS. My daughter wanted a Jeep. Some kids want BMW’s, Mercedes, Audi’s or Land Rover’s to drive but it doesn’t mean we …

Smart Dollar

Michelle Jacobik Financial Wellness

SmartDollar is a holistic approach to retirement education from Dave Ramsey. Let’s face it: Most employees aren’t even close to being on track for retirement. In fact, most employees aren’t even thinking about it. SmartDollar teaches your employees to proactively …