REFLECTION LEADS TO CHANGE…

Michelle Jacobik Financial Wellness Leave a Comment

One of the most useful things we can do on our journey towards financial wellness is REFLECT. We all get in ‘over our heads’ for different reasons. For some of us, it’s childhood ‘lack’ and adult ‘gain’ that lead to …

RESISTANCE

Michelle Jacobik Financial Wellness

RESISTANCE: The law of physics says that for every ‘action’ there is an opposite ‘reaction’. If you learn to understand that this is so, your added awareness to the law of resistance, can help you hold stronger, as you walk …

How to use the ‘first car’ as a great financial lesson with your kids….

Michelle Jacobik Financial Wellness

My son revealed to me at age 14, that he wants his first car to be a Cadillac STS. My daughter wanted a Jeep. Some kids want BMW’s, Mercedes, Audi’s or Land Rover’s to drive but it doesn’t mean we …

Budget Planner: How and why you should prepare the budget each and every month!

Michelle Jacobik Budgeting Leave a Comment

Whether you get paid weekly or bi-weekly, we all know that there are two magical times a year where an extra paycheck appears (or do we)? We also know that when we try to get serious about planning to pay …

Smart Dollar

Michelle Jacobik Financial Wellness

SmartDollar is a holistic approach to retirement education from Dave Ramsey. Let’s face it: Most employees aren’t even close to being on track for retirement. In fact, most employees aren’t even thinking about it. SmartDollar teaches your employees to proactively …