Smart Dollar

Michelle Jacobik Financial Wellness

The Solution To Your Retirement Challenges


SmartDollar is a holistic approach to retirement education from Dave Ramsey.

Let’s face it:

Most employees aren’t even close to being on track for retirement.

In fact, most employees aren’t even thinking about it.

SmartDollar teaches your employees to proactively take control of their money.

This turnkey program is simple to understand and easy to use—and it delivers proven results.

PROVEN

We provide detailed reporting so you can see the program’s results. The average person pays off $3,300 of debt and saves $5,000 in the first six months. Our program is effective because it focuses on continued behavior change over time instead of quick fixes.

PERSONALIZED

SmartDollar meets your employees where they are. Our program walks with them over time with relevant tools and information for their specific financial situation.

SmartDollar Participant Video

INDEPENDENT

Our program is completely unbiased and does not sell investments or insurance products of any kind. SmartDollar is purely educational.

SCALABLE

Our online platform allows you to deliver this program to your employees and their spouses effectively no matter where they are located and what their work schedule might be. Plus, it’s accessible on any device!

RETIREMENT EDUCATION

ERISA attorneys have agreed that SmartDollar can be a permitted plan expense as a participant educational tool under ERISA. Many SmartDollar customers pay the cost of the program from plan assets.

Not sure if your employees need SmartDollar?

Learn more about how financial wellness can improve your bottom line

Improve Your Bottom Line

Your employee's financial wellness will help your business (plus reduce admin costs)

Learn how happy employees can help you