Debt Solutions

Michelle Jacobik Credit Card Debt, Student Loan Debt

There are many avenues today that make it easy for you to borrow the money you need, so you can quickly have the things that you want. However, how many of them are encouraging you to “pause and assess” before making that buying decision? None!

As a Budget Coach, my goal is NOT to stop people from buying. I have no personal agenda to lower the Gross National Profit or to be responsible for the economic downturns- My husband owns a landscaping company so I see inherent value when his clients want to “beautify their properties” and spend their money to do so. It’s what feeds our family.

My passion is about helping people gain control over their buying decisions and their finances at each stage of life’s transitions. Whether you have just graduated college, getting married or divorced, purchasing a home, or nearing your retirement dream, getting in control of your money and getting clear about your path is crucial to your success in making the right decisions in each of these transitions.

Personal Finance is not just about the numbers. 80% of our buying decisions are emotional.

This leads people to making decisions without looking at the bigger picture. Their debt payments starts to suck up the majority of their take home pay and saving seems impossible. When things get ‘tight’ –they feel stressed from the constant feeling of “running in place” and they don’t know how to get out of the vicious cycle. I’ve been there myself so I get it.

I’m here to help. My programs are designed to support you in establishing your financial footing. I make it super easy. I provide you with an individualized easy to follow budget plan and give you workable tools that will even make this fun! YES, BUDGETING CAN BE FUN!

Let’s get started and get you in control of your money…. I’m promise you are going to feel a whole new level of financial finesse!


If you are interested in learning more about establishing tools for an independent & financially secure future check out my Budget Support Packages and GET STARTED TODAY!

“I have been working with Michelle since August of 2016 and in less than a year, she has turned our lives around dramatically. Michelle has worked to help my family to organize a reasonable budget and we have now eliminated more than $20k debt; putting us in a much better position financially than we have ever been. I have never felt more control of my finances than I do now. If you are struggling with finances, you’re “sick of the hustle” and tired of stressing over your financial future, then I highly recommend connecting with and reaching out to Michelle. I speak from my own personal experience when I say that THIS WORKS. This journey with Michelle has been so much more than finances. It has truly transformed our lives!” – C.B.