Controlling Your Budget

Michelle Budgeting

Most people dread the word “Budget” much like the word “D-I-E-T”. Whether they are making $300,000 or $30,000 a year they envision budgeting as something that creates deprivation. They see the budget as something that sets limitations and restrictions on …

Budget Planner: How and why you should prepare the budget each and every month!

Michelle Jacobik Budgeting 0 Comments

Whether you get paid weekly or bi-weekly, we all know that there are two magical times a year where an extra paycheck appears (or do we)? We also know that when we try to get serious about planning to pay …

The #1 Way to pay off your debts = Planning

Michelle Jacobik Budgeting, Financial Wellness

I teach my clients how to pay off their debt using the Debt Snowball approach. It’s the approach used to get through Baby Step Two of the Dave Ramsey “7 Baby Step Plan”— paying off all of your non-mortgage debt …